If you’re in your 20’s, now is the perfect time to start investing. Sure, you may not have a whole lot of disposable income to share, but what you do have will be able to grow for the maximum amount of years. Also, if you make a poor investment and lose a large sum of money, you have plenty of time to make it up and try again.

So where do you start? Roth IRA’s? Government bonds? Gold and precious metals? While none of those are necessarily bad investments, they’re better thought of as stable investments. Stable investments are helpful in that they don’t often lose value drastically, but they also don’t often gain value drastically.

If you’re young, you need to put your money somewhere that it will grow quickly. With that in mind, let’s examine the three things you should be investing in.

  1. Cryptocurrency
    No surprise here, cryptocurrency is the #1 item on this list. And why wouldn’t it be? Cryptocurrency represents the largest transfer of wealth our generation has ever seen. With prices swinging up and down sometimes more than 25% in a single day, cryptocurrency is where you can make (or lose) a lot of money. Pick them carefully, and watch your net-worth grow rapidly.

  2. Stocks
    Once the most exciting form of investment, stocks now seem fairly tame compared to cryptocurrency. However, this doesn’t mean they don’t offer great potential to make money. While you could make money day trading penny-stocks, you’re best bet is to choose reliable stocks that pay decent dividends – and then reinvest that dividend back into the stock it came from for more shares.

  3. Real-Estate
    Think you’re too young for real-estate? Think again. Once you have enough capital stored up, it’s time to purchase some property, improve it, and flip it (or rent it!). This can take much more hands-on work than the other items on this list, but it’s one of the most time-tested ways of investing your money. Do your research, and start working towards this!

When you leave money in the bank account, you leave yourself out of the profits investors are enjoying. Your money is your army, why not give them marching orders?

Do your research, be patient, and make good decisions. Good luck!