Before you decide to invest some money in Bitcoin (or another cryptocurrency), it’s important to pause and really consider what you’re about to do, and why you’re doing it.

It’s important to make sure you can afford to invest the money you’re considering investing, but you also have to ask yourself if you can afford not to invest right now. If the price crashes after you invest, will you be okay? If the price jumps up and you didn’t invest, will you also be okay?

Investing can be precarious for some, so take some time to think it over. But as you’re thinking it over, allow me to offer three solid reasons why you should invest in cryptocurrency if you can afford to.

1. The Technology is in its Infancy
Yes, much progress has been made in different blockchain developments and cryptocurrency projects. But the technology is still nowhere near fruition; huge changes are still being work on that could revolutionize virtually every industry on the planet. With all of this room for growth and advancements, investing now seems like a smart idea.

2. Big Money is Getting Interested
From the Winklevoss twins, to various banks and financial firms, more and more billionaires and companies are either investing in cryptocurrency themselves, or launching their own projects. If they’re interested in this, you should be too.

3. You Can’t Afford to NOT Invest
For some people, money may be tight. But you need to honestly ask yourself: if I could invest what I could spare right now in Apple when it first came out, would I? What about Google, or Microsoft, or IBM, etc.? You know the answer: you absolutely would. So can you really afford to not invest now, in what is surely going to be our generation’s largest transfer of wealth?

Make it your goal to invest in some type of cryptocurrency this year if you think it’s for you. My guess is that by the end of the year, you’ll be glad you did.